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Your PCBT Pension Plan

Your PCBT account was established automatically on your behalf by your union and participating employer. This defined contribution pension plan was created as an added benefit and is funded solely by contributions from your employer based on your collective bargaining agreement. Your PCBT account is fully vested, meaning that all funds in the account belong to you.

Account Actions

While your PCBT account is fully funded and managed on your behalf, there are still a few important actions for you to take to ensure that you or your beneficiary receive the benefit.

Update your contact information

Keeping your contact information up to date ensures you will receive important plan news and changes and allows the PCBT to locate you when you are eligible to rollover or distribute your earned funds. Login to the secure site to verify or update your information.

Verify your beneficiary

If you’re married your spouse will automatically be your beneficiary. You may select a secondary beneficiary, or, if unmarried, choose your primary beneficiary. Choosing or verifying your beneficiary ahead of time and keeping their contact information up to date helps the PCBT contact them to begin the process of distributing the funds in your account when eligible.

Access statements & forms

You can access your personal PCBT statements and download important tax withholding and other forms and documents online. On the secure site you can view your balance, vesting status, employer contributions, fund investment income and losses, and information about any administrative fees. You can also download a history of the employer contributions made on your behalf.

Opt out of paper mailings

Plan updates are primarily communicated online (here and at nwadmin.com) or occasionally via email. Visit the secure site to opt out of paper mailings and into emailed updates to make sure you don’t miss any plan news or changes.

Ready for a distribution or rollover?

There are several ways to distribute or rollover PCBT funds when a participant retires, terminates employment from a participating employer, or passes away. Learn more about how you can access your funds.

Access Funds

Questions?

If you need help accessing your account, making a distribution, or have any other issue, we’re here to help.

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About PCBT

Pacific Coast Benefits Trust is a defined contribution money purchase plan with contributions paid into the Trust by participating employers. This fully vested qualified pension plan is created and managed on behalf of covered employees.

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